RBI report warns of more NPA pain, sees bad loans topping 10% by March 2018 (Source: MINT)
- The Reserve Bank of India (RBI) has warned that risks to the banking industry’s stability have worsened, with asset quality and profitability deteriorating further.
- The latest edition of the regulator’s Financial Stability Report (FSR), released on 30th June’17, said a severe credit shock is likely to impact capital adequacy and profitability of a significant number of banks. · The report forecast that the banking system’s gross bad-loan ratio will rise to 10.2% of the total loan book a year later if economic conditions stay the same. Bad loans made up 9.6% of total assets as of March 2017.
- In scenarios of severe stress, the ratio may jump to as high as 11.2% by March 2018, the report said. For public sector banks, the gross bad loan ratio could touch as high as 14.2% by March 2018.
Continue reading “Financial Awareness for RBI Grade B-1 July 2017”
I am providing a very simple strategy as per the latest trend and difficulty level of banking exams.
Starting from now-
Do these before prelims so after prelims you just need to revise it and you can concentrate more on mocks and current affairs at that time. So, spend 4 days without any second thoughts on the above-mentioned topics
Continue reading “How to prepare for IBPS PO 2017”
The marks distribution for prelims is –
Most of the students don’t give any mocks because they think it’s just a pre-exam. Time management is the key here.
Here you have given 100 questions with the time limit of only 60 minutes i.e. 36 seconds for 1 question, exam so solving all the 100 questions in this time frame is not viable.
So what can we do the exam?
How much time do we invest in each section? Continue reading “Preparation Strategy for IBPS PO Prelims”
Today’s global economy, riven with extreme inequalities, is running down the living world on which everything depends. How can we turn this around?
Source: Meet the doughnut: the new economic model that could help end inequality